Best 0% Balance Transfer Credit Cards
The best 0% balance transfer credit cards are mostly all alike. The places where people get into trouble with these cards are when they decide to use them to make purchases.
If you are going to use credit, then do it wisely. With credit cards there are several different types that should be in your spending [...]
HECM Reverse Mortgages
The home equity conversion mortgages or HECM Reverse Mortgages is a way a senior can have an income if they have enough equity in their home. There are US federal governmental backing for these loans if a FHA approved lender is used.
A reverse mortgage is a special type of loan where the financial institution pays [...]
RBS Online Banking
With the RBS Online Banking, customers can safely and securely manage their money when it suits them. The Royal Bank of Scotland (RBS) is one of the retail banking subsidiaries of the Royal Bank of Scotland Group plc, and together with NatWest and Ulster Bank, provides branch banking facilities throughout the British Isles.
To support the [...]
SunTrust Bank $150 Checking Account Bonus
The SunTrust Bank $150 Checking Account bonus is a special promotion from one of the nation’s largest and strongest financial holding company. This special bonus promotion ends on April 30, 2010. It is available for new clients and is limited to one account per client.
The new client must not have an existing relationship with SunTrust [...]
Republic Bank Reward Checking Account
A Republic Bank Reward Checking account is from a bank that offers a variety of checking account options. Republic Bank has assets of over $3.9 billion and has 44 banking centers in Kentucky, Indiana, Florida, and Ohio.
All Republic Bank checking accounts have free features which include Internet Banking, FinanceWorks, Online Bill Pay, Online Statements, Merchant [...]
Federally Insured Credit Unions
Many credit unions are federally insured credit unions. The National Credit Union Administration (NCUA) is the federal agency that administers the National Credit Union Share Insurance Fund (NCUSIF). The NCUSIF, like the FDIC’s Deposit Insurance Fund, is a federal insurance fund backed by the full faith and credit of the U.S. government.
As of November 2008, [...]
American Share Insurance Explained
Filed under: Economy and Politics, Personal Finance Articles
The best way to understand the ASI or the American Share Insurance, explained simply, is to first state the final result if the trend continues. The ASI will replace the National Credit Union Share Insurance Fund and or the means by which private and federal credit unions protect their depositor’s money.
For the other form of [...]
HSBC Advance Online Banking
HSBC Direct is now HSBC Advance Online Banking. The name change is consistent with HSBC’s global focus. Nothing about your online-only accounts will change. Customers will still enjoy the same features and benefits, and there are still no monthly fees with HSBC Advance.
Online Savings, Online Payment, and Online CD accounts operate exclusively online, so you [...]
Discover Bank CD Rates
Current Discover Bank CD Rates
Updated As of February 16, 2010:
Rate Chart
As of 02/16/10
Term
Interest Rate
APY**
3 Months
0.75%
0.75%
6 Months
1.00%
1.00%
9 Months
1.09%
1.10%
12 Months
1.69%
1.70%
18 Months
1.78%
1.80%
24 Months
2.13%
2.15%
30 Months
2.18%
2.20%
3 Years
2.47%
2.50%
4 Years
2.62%
2.65%
5 Years
3.15%
3.20%
7 Years
3.34%
3.40%
10 Years
3.63%
3.70%
Discover Bank is much more well known for the Discover Card credit card, but the Discover Bank CD rates are attractive. Discover Bank offers certificates of deposit accounts with terms [...]
Aspire Credit Union
The Aspire Credit Union is a not-for profit financial cooperative, which means all earnings at the end of the year are returned to its members in the form of better, low-cost financial services. Aspire Federal Credit Union was the Federal Aviation Administration (FAA) Eastern Region Federal Credit Union.
It was founded in 1948 when 7 people [...]
