Ally Online Banking System January 2013

In This first Ally Online Banking System January, 2013 review of the year we will be covering the options you have in the category of certificates of deposit. In the last month of the year in 2012, this online bank decided to make changes in both directions of their CD rates they offer the general public.

The current bank CD rates for the standard CDs include the 3 month CD that is earning an APY of 0.39%. The 6 month CD is earning an APY of 0.74%.

The 9 month CD is earning an APY of 0.75%. The 1 year CD is earning an APY of 1.04%. The 18 month CD is earning an APY of 1.04%.

The 3 year CD is earning an APY of 1.25%. The best CD rates are from the 5 year CD that is earning an APY 1.61%.

The minimum deposit to open a certificate of deposit account is only $0.01. With this account you will have free access to the Ally electronic banking services. This type of service is similar to what other online banks are offering. With this access you can view your account information 24/7.

At this time the electronic money management programs similar to what other online banks are offering, including only bill paying is not available at Ally Bank.

The Ally Bank rates were posted on December 21, 2012 but are still valid for the month of January, 2013.  All rates are subject to change without any prior notice.

For additional resources involving financial help, please view E-Loan Online Banking System December 2012 on this website.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.  Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

For up to the date information on the Ally Bank CD rates please visit Best CD rates today.

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