Best Bank Rates 2009 – Checking Accounts

One major area of interest for consumers in finding the best bank rates 2009. Checking accounts and the possible high rate of return are amongst the leading inquires.

For the month of September in the year 2009 the best bank rates are at 1.75% APY. This rate is offered at two separate financial institutions. These financial institutions are the Level One Bank with a $1,500 balance and the Chesapeake Bank Clear Sky Accounts with a $25,000 balance.

The Chesapeake Bank Clear Sky Accounts have more flexibility than most other banks. For those depositors that do not have $25,000 to keep as a balance, they offer other alternatives. When a checking account is maintained with $10,000, the APY is at 1.65% and if your balance is still less than the APY will be 1.55%.

ING Direct also offers an APY of 1.65% but the balance required is $100,000. If the balance is above $50,000 but less than $100,000, then the APY is at 1.60%.

State Farm Bank offers a 1.55% APY for a $100 deposit and a balanced maintained at $2,500. The best bank rate with the lowest balance is from Century Bank Direct with an APY of 1.25% with a deposit of $100 and a balanced maintained at $1.

The overall best bank rate for September 2009 is from the introductory offer from EverBank. A new account can be opened with their Freenet checking with an APY of 2.51% for the first 3 months and a rate of 1.77 to 1.51% APY for the first year for accounts that maintain a balance of $100,000 or more.

Finding the best bank rates 2009 checking accounts is easy, but the best bank rates are for those accounts with over $100,000 to be left as a balance.

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