Best Bank Rates California
Looking around California, we here at Online Banks Blog realize that many of our readers are located there and are interested in local offers and rates in CA. So we looked around and compiled a list of the best bank rates California and are glad to present them for you now.
We’ll start with certificates of deposit (CD) accounts in three popular terms (5, 3, and 1 year).
5 Year CD rates are showing the CA best bank rates to be at Citibank with 4.00% annual percentage yield (APY) and IronStone Bank at 3.25% APY, both with a $500 minimum deposit requirement.
3 Year CD rates with the best bank rates California are at Citibank at 3.00% APY ($500 minimum) and then IronStone Bank at 2.75% APY (also $500 minimum).
1 Year CD rates in CA best bank rates are at Citibank and U.S. Bank, both at 1.75% APY and $500 minimum deposits. IronStone has a 1.50% APY with the same $500 minimum.
Next we turn to home mortgage rates and what the best bank rates CA are for new home buyers. These are assuming good credit, up to 20% in down payments, and other assumptions of home ownership readiness.
Those looking for an adjustable rate mortgage (ARM) will find AimLoan has a 3.125% interest rate with 1.901 in points and $1,995 in fixed fees. Bank of America offers a 3.75% CA best bank rates with 1.875 points and $1,400 in fees.
For a fixed rate mortgage, the common 30-year best bank rates California are also great at AimLoan with a 4.625% interest rate on 1.605 points and a $1,995 fixed fee. All American Home Loan offers 4.875% in CA best bank rates with no points required and fees based on percentage (about 1%). Bank of America offers the same rate with 1.875 points and $1,400 in fixed fees.
Finally, a quick look at savings account rates to get the best bank rates California for you.
For these, the best bank rates CA are at HSBC Direct offering 1.55% APY on a money market account with only $1 to open. Zion’s Bank offers 1.46% APY for a $2,500 minimum money market opening and Discover Bank has 1.30% APY for a $2,500 minimum opening as well.
Hopefully this quick overview of CA best bank rates has helped you!
Random Posts
Comments
Tell me what you're thinking...
and oh, if you want a pic to show with your comment, go get a gravatar!
