Best CD Rates Available
Here at Online Banks Blog, we like to keep you appraised of where the best deals are to be had for your banking investment dollars. Today, we’re going to look at the latest and best CD rates available.
We’ll list the certificates of deposit by term and then rank the results by annual percentage yield (APY) and minimum deposit requirement. Other information, such as the bank’s location (if needed) will also be included.
1 Year Term Available CD Rates
The best CD today for this term is found at New Dominion Direct (NC) with a 2.05% APY and a $3,000 minimum deposit required. OneWest Bank (CA) has the same APY (2.05%) and a $5,000 minimum deposit while First Century Bank (GA) has 2.05% APY as well and a $10,000 minimum deposit requirement.
Then comes State Bank of India (NY) with a 2.02% APY and a $5,000 minimum deposit requirement. Ally Bank (formerly GMAC) and Ascencia (PBI Bank, Kentucky) have a 2.00% APY with a $0 and $500 minimum deposit required.
3 Year Term Best CD Rates
For this term, the available CD rates are best at Intervest National Bank (NY) with a 2.90% APY and a $2,500 minimum deposit. OneWest Bank has a 2.80% APY on a $5,000 minimum deposit requirement. New Dominion Direct then comes in with a 2.76% APY and a $3,000 minimum deposit requirement.
Others worth noting are Discover Bank and National Bank of Kansas City (KS) with a 2.75% APY and a $2,500 and $10,000 minimum deposit requirement, respectively.
5 Year Term Best CD Today
For this popular long term, available CD rates are best at iGo Banking and E-Loan, who both have a 3.50% APY and a $1,000 and $10,000 minimum deposit requirement, respectively. State Bank of India has a 3.34% APY an a $5,000 minimum while First Internet Bank of Indiana has a 3.30% APY with a $1,000 minimum deposit requirement.
All banks listed are FDIC insured. Lock your rate in today if any of these best CD rates appeal to you.
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One Comment on Best CD Rates Available
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High Interest Rate CD | Online Banks on
Fri, 14th Aug 2009 9:03 am
[...] we looked at the best CD rates in popular terms like 1, 3, and 5 years. Today, we here at Online Banks Blog will look more closely [...]
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