Best November CD Rates
The best November CD rates are not as good as previous months. The rates are starting to drop. While it is still a small drop, the decline is steady. Some of the national banks are staying fast but if you were thinking about investing in a CD, now is the time.
The best 3 month CD is from MetLife Bank out of NJ with an interest rate of 1.29% and an APY of 1.30%. This is with a deposit of $25,000. This rate was posted on 11/24/09.
The best 6 month CD rate nationally is from United Banks of America from GA with an interest rate of 1.59% and an APY of 1.60% with a deposit of $10,000. This rate was posted on 11/24/09.
The best 1 year CD is from United Banks of America from GA with an interest rate of 2.09% and an APY of 2.10% with a deposit of $10,000. This rate was posted on 11/24/09. The second best rate is from UmbrellaBank.com out of AL with an interest rate of 2.08% and an APY of 2.10%. The deposit required for this CD is only $1000 and the rate was posted on 11/24/09.
The best 2 year CD is from Jacksonville State Bank from FL with an interest rate of 2.57% and an APY of 2.60%. This is with a minimum deposit of $1000 and the rate was posted on 11/24/09.
The best 3 year CD is from Jacksonville State Bank from FL with an interest rate of 2.86% and an APY of 2.90%. This is with a minimum deposit of $1000 and the rate was posted on 11/24/09. The second best is at Hudson City Savings Bank from NY with an interest rate of 2.82% and an APY of 2.90%. This is with a deposit of $500 and was posted on 11/24/09.
The best 5 year CD is from Discovery Bank out of UT with an interest rate of 3.30% and an APY of 3.35%. There is a minimum deposit of $2,500 and the rate was posted on 11/24/09. Hudson City Savings bank from NY also offers an interest rate of 3.30% but a better APY of 3.40% with a minimum deposit of $500 and was posted on 11/24/09.
As bank rates go, these are the best November CD rates currently available. All rates are subject to change without notice.
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