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Best Bank Account Interest Rates December 2011

Douglas — Tue, 27 Dec 2011 11:00:13 +0000

Best Bank Account Interest Rates December, 2011 that the Online Banking intuitions are offering for investing your money have stayed the same from last month. The Washington Savings Bank located in Lowell, Massachusetts is still offering one of the best advertised saving account rates at 1.51% APY’s on accounts for balances below $15,000. Above that balance your money will be earning an APY of 0.65%. You must also have a checking account with them that is open and active. This is an online savings and checking account and not offered to customers that go to open an account to a local branch office. To earn this you must make 5 debit transactions each month.

The Southern Missouri Kasasa Cash account With Southern Bank is a checking account that is giving an APY of 4.01% on balances up to $15,000. Above that balance the APY is only 0.75%. To qualify you must make 12 debit transactions each month, have at least one direct deposit made to the account and have your statements sent to you by their online banking services.

For investing your money this end of the 2011 year is still limited to these very good bank rates for the times we live in. By using one of the available online banks you can sift thru all of the other offers and make your own decision on just one best fits your needs and budget. No two accounts are the same but with the online banking services most of them are offering; the distance to the local branch office is no longer relevant.

For additional resources involving financial help, please view Online Banking, Bankruptcy and your Retirement Savings on this website.

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name. Always remember, the bigger the risk, the larger the reward or loss. Invest with caution.

Best Bank Account Interest Rates November 2011

Douglas — Wed, 16 Nov 2011 11:00:45 +0000

Best Bank Account Interest Rates November 2011 using Online Banking for investing your money come from different parts of the country. This is what is advantageous about online banks, anyone located anywhere in the nation can open an account online and use their services while receiving their rates in most instances.

The best bank rates for a savings and checking account are from Washington Savings Bank located in Lowell Massachusetts. They have been providing their banking services to their community since 1892. Today they have the best bank rate when it comes to a savings account. This is a free savings account for those customers that also have a Saver Rewards Checking account with the bank. The APY balance up to $15,000 is earning is 1.51%. Over that balance the APY is reduced to 0.65%.

To qualify for this account you must make 12 debit card purchases each month. There must also a direct deposit each month that supplies the account with funds. You must also receive your monthly statement over the internet. The minimum amount to open this account is $10.

The balance in your checking account will also receive these same rates as long as you meet the qualification each month. If you fail to make the qualification during any month of the year, the APY your accounts will earn will only be 0.05% APY. This qualification cycle is done on a monthly basis and if you miss it one month, you can still earn the same great bank rates by meeting the qualifications the next month.

These bank rates were posted on November 15, 2011 but are subject to change without notice.

For additional resources involving financial help, please view Top Mutual Funds you can buy with online banking in November 2011 on this website.

Best Bank Account Interest Rates October 2011

Douglas — Wed, 19 Oct 2011 11:00:08 +0000

Best Bank Account Interest Rates October 2011 have changed somewhat in the months since our last report. For investing your money in the highest interest bearing checking account, the Liberty National Bank in Kansas still has the best bank rate. For balances between $1 and $10,000 the APY is 4.03%. Unfortunately this is only available to residents of Kansas.

From the many online banks advertising their bank rates there is a 3.00% APY for an interest bearing checking account is available from three financial institutions. This includes AmericaNet, Heartland Bank and Bank of the Wichitas.

The Bank of the Wichitas has an Online Banking branch of this institution called the Redneck Bank. You must make 10 transactions a month to qualify for this rate. The 3.00% rate is good for deposits up to $10,000. Above that amount the APY is 0.75%.This offer is only good until November 17, 2011 when the APY will be reduced to 2.50%.

The Heartland Bank t is also offering the rate of 3.00% on their checking account. Again you must make a minimum of 10 transactions to qualify for this rate and have a direct deposit each month. The balances that qualify for this account are from $1 to $15,000.99. Above that amount the APY is 1.01%.

The Americanet is offering 3.00% APY on their checking accounts for balances up to $10,000. Above that amount the APY is only 1.00%. 10 transactions are also required.

The best savings account across the nation from a bank is being offered from Washington Savings Bank. They are located in Lowell, Massachusetts and are offering a savings rate of 1.51% APY. This is on balances up to $15,000. Over that amount the APY is reduced to 0.65% APY.

These are the Best Bank Account Interest Rates October 2011 the online banking system in America has to offer. All rates are current but are subject to change without any prior notice.

For additional resources involving financial help, please Top Mutual Funds you can buy with online banking in October 2011 on this website.

Best Banks for Small Businesses

Douglas — Wed, 04 May 2011 11:00:42 +0000

The best banks for small businesses are the ones that are best suited for this level of business activities. Most of the active and good advice out there is pointing in the direction that the banker and your personal relationship with them is what will be the deciding factor on which financial institution is best for your small business.

When choosing just which banker is best to handle your account and other business transactions, you should conduct a series of interviews. The actual banks you decide to do these interviews with are really immaterial since nearly every bank offers the same services. These should include night deposits, Online Banking, small business loans, lines of credit and checking accounts.

During the interviews, take notice of the fees for each service. If you feel like you will be nickeled and dimed on every transaction, then a sour relationship will develop and another bank should be considered.

Your personal banker should be considered an important position within your company even thou they are not an employee. Look for the ones that are honest and give straight forward answers to your questions. If you receive vague answers or answers that are off then topic to your question, be very wary.

The best banks for small businesses are the ones that will make a profit from your business but not gouge you or your business every chance they get.

For additional resources involving financial help, please view Best Credit Card Processing Services on this website.

Best Orlando Banks

Douglas — Fri, 29 Apr 2011 11:00:12 +0000

The choice of the best Orlando Banks is from 401 different banks, credit unions and branch offices that cover this metropolitan area. All of the major players in the financial world are present that include Chase, Regions, Wachovia, Bank of America, ING Direct and US Bank.

The Online Banking site has decided to ignore these major players and only list local community establishments since there are not as well known. Unfortunately this is a city in the heart a state in the union that has the greatest level of transitional population in the entire country. For this reason there are very few community banks located here.

To make matter worse, many of the local banks do not offer their rates online. You have to contact the financial intuition via phone or in person to discover just what they have to offer. This includes the First Community Bank, the Orange Bank of Florida, Urban Trust Bank, New Traditions National Bank and the Florida Bank of Commerce.

The exception to this is the Crescent Bank & Trust. They have several CD specials that are worth mentioning. Their 9 month CD is earning an APY of 0.75%. The 15 month CD is earning an APY of 1.00%. The 25 month CD is earning an APY of 1.75%. The 37 month CD is earning an APY of 2.40% and the 44 month CD is earning an APY of 2.60%. The minimum deposit for these CDs is $5,000.

This is the only set of rates being offered that could be easily found online. The larger financial institutions might have such a strangle hold on this transit community because of the great influx of visitors and temporary residents from other parts of the country. For this reason the best Orlando Banks might just be the large players in this business sector.

For additional resources involving financial help, please view Best Credit Cards for People with Bad Credit on this website.

Tioga-Franklin Bank Rates

Douglas — Mon, 18 Apr 2011 11:00:19 +0000

The Tioga-Franklin Bank Rates are from a little bank that makes a big difference. This is a financial institution that has not forgotten that personal service is what distinguishes banks from one another along with great rates.

While this bank requires a person to open all accounts in person, they do offer some of the best bank rates in the greater Philadelphia area.

The Passbook Savings Account is earning an APY of 0.75% on deposits of $100 or more. The Statement Savings Account for deposits under $5,000 is earning an APY of 1.05%. For deposits greater than $5,000 the APY is 1.30%.

The 6 month CD is earning an APY of 1.15% and requires a minimum deposit of $1,000. The 1 year CD and above require a minimum deposit of $500. The 1 year CD is earning an APY of 1.35%.

The 2 year CD is earning an APY of 1.60%. The 3 year CD is earning an APY of 1.90%. The 4 year CD is earning an APY of 2.20% and the 5 year CD is earning an APY of 2.50%. These CD rates are available for the standard accounts and the IRA’s.

The only branch office is on Girard Avenue in Philadelphia. When you visit the president is there and he is the one that greets most of the customers that walk in the door. This personal attention is a hallmark of this financial institution. They take great pride in being available and helping you with your financial needs no matter what it is.

This is only a short summery of what you can expect from the Tioga-Franklin Bank rates and the people that work there.

For additional resources involving financial help, please view Doral Bank Rates on this website.

Best San Francisco Banks

Douglas — Wed, 30 Mar 2011 11:00:30 +0000

The best San Francisco Banks are from over 494 different financial institutions in the greater bay area.

The best advertised CD rates are from the Community Business Bank. These are for deposits between $10,000 and $50,000. The 3 month CD is earning an APY of 0.20%. The 6 month CD is earning an APY of 0.55%. The 1 year CD is earning an APY of 0.90%.

The 18 month CD is earning an APY of 1.25%. The 2 year CD is earning an APY of 1.35%. The 3 year CD is earning a APY of 1.75% and the 4 year CD is earning an APY of 2.05%. Their premium checking and money market accounts are earning an APY of 0.15% and their savings account is earning an APY of 0.25%.

The Far East National Bank is a SinoPac Holdings Group Company. Their minimum deposit for a CD is $1,000. The 15 day CD is earning an APY of 0.15%. The 30 day CD is earning an APY of 0.20%. The 60 day CD is earning an APY of 0.25%. The 90 day CD is earning an APY of 0.35%.

The 180 day CD is earning an APY of 0.35%. The 1 year CD is earning an APY of 0.75%.The 18 month CD is earning an APY of 0.85%. The 2 year CD is earning an APY of 1.00%. The 3 year CD is earning an APY of 1.10%. The 4 year CD is earning an APY of 1.20% and the 5 year CD is earning an APY of 1.30%.

Their Checking account is earning an APY of 0.25% as is their Super Money Market Account for deposits less than $5,000. Their personal savings account is earning an APY of 0.20%.

All of these best San Francisco Banks along with their bank rates were current as of March 30, 2011 but are subject to change without notice.

For additional resources involving financial help, please view Best Bank Rates on this website.

Best Bank Rates

Douglas — Tue, 29 Mar 2011 11:00:50 +0000

The best bank rates are a common search for the American consumer. This can be on mortgage rates, saving account rates, checking rates and of course CD rates.

The best bank rates are being offered by local community banks. Unfortunately this limits the number of people that can take advantage of them since there is generally a residency requirement. So the only way you will know if you are obtain a good rate is to know the national average of the financial instrument you are looking for.

The national average for the current mortgage rates are the 30 year fixed rate is 4.81%. The 15 year fixed rate is 4.04% and the 1 year ARM is 3.21%. These are for the week of March 25, 2011.

The national average for savings accounts is about 0.20%. At this time no federal agency is keeping track of this statistic so this figure is from numerous different sites offering their services that cannot be verified. There are many that are only offering 0.05% APY on savings being deposited. There are also a few local banks offering 2.00% APY.

The best one being offered nation wide is from the Discovery Bank. Their savings account is earning an APY of 1.20% and has a minimum deposit of $500 to open an account. Their money market account is earning 1.00% APY for deposits below $10,000. Above $10,000 the APY is 1.10%.

Capital One is offering a savings account that is earning an APY of 1.15% for deposits over $2,500. Below this amount the APY is only 0.05%.

When it comes to money market accounts, Gogebic Range Bank has the best rate at an APY of 1.35% for deposits above $100,000, but it is only available to residents of Michigan. The best money market rate available to residents of any US state is from AmTrust Direct. For deposits between $10,000 and $150,000 the APY is 1.25%.

All of these best bank rates were current as of March 29, 2011 but are subject to change without notice.

For additional resources involving financial help, please view Best Bank Account Interest Rates March, 2011 on this website.

Best Bank Account Interest Rates March, 2011

Douglas — Mon, 28 Mar 2011 11:00:03 +0000

The best bank account interest rates March, 2011 are just like they have been for a couple of years now, extremely low as compared to where they were before the economic meltdown caused by the greed in the banking industry.

At this time the highest interest you can earn on an interest bearing checking account is 1.51%. This is with Morrel & Janes Bank. The MJ Bank is the oldest chartered bank in the state of Kansas. This is for minimum balances of $1,500; balances below that amount will receive an interest rate of 0.95%. They also are offering a savings account that is earning an interest rate of 0.50%.

The SFGI Direct has the best savings account interest rate at 1.31% bat this time. The minimum balance to earn this rate is $1. There is a minimum amount of $500 to open the account. This financial institution is part of the summit Community Bank family.

The Discover Bank is currently offering bank rates on their savings account that is earning san APY of 1.20% for all balances. The minimum to open an account is $500. They are also offering a money market account that is earning an APY of 1.10% for minimum deposits of $10,000. For under that amount the APY is only 1.00%.

The Flagstar Direct Bank is offering a Money Market Account that is earning an APY of 1.11%. The minimum to open an account is only $1. They also have an Express Savings account that is earning an APY of 0.95% with the same low $1 minimum to open the account.

These are the best bank account interest rates March, 2011. The rates are fluctuating slightly, but not in an upward movement yet as the economy continue to struggle.

For additional resources involving financial help, please view MasterCard vs. Visa on this website.

Best Philippines banks

Douglas — Tue, 22 Mar 2011 11:00:51 +0000

The best Philippines banks according to the people that use them is Bank of China. There is very little information on what their rates are, but their service is what has set them a pert for the other competitors.

The largest bank in the Philippines by assets is Banco de Oro. They took over this standing in 2007 from MetroBank. The oldest bank is the Bank of the Philippines Islands.

The system of banking is different in this country than in other places of the world. The last time the banks had a run on their deposits was in the early 1980’s. Since that time most citizens of the Philippines do not use the banks for holding their money. As a result only 5% of the population have active accounts.

The last time numerous banks were closed in a week was in 2008 when 10 were closed in December of that year. This was in no way related to the subprime fiasco the rest of the world was going thru but because of suspected corruption within the bank itself in dealings with the money on deposit.

Because businesses have large cash flows, they have no choice but to use the banks. Of all the banks in the Philippines, MetroBank is the favored one for local businesses to do their financial matters with.

If you need to find out about local bank rates, inquires at any of the branch offices can help you. What is really different about going to the banks in the Philippines as compared to the western part of the world is the doors are always locked and manned by armed guards with shot guns and M16s.

They also offer mortgages but the system is different. Here you need a down payment of 80% of the homes worth to borrow money in most instances.

As for the best Philippines banks, most citizens and foreigners use the money exchangers at the pawn shops. It is less of a hassle, better hours and better rates. As for security, they too have armed guards with shot guns and M16s loaded and ready for use.

For additional resources involving financial help, please view Best Texas Banks on this website.

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