Online Banking on a Holiday
The Online Banking on a holiday schedule for 2012 is not the same as the schedule for the branch offices. Unlike the brick and motor branch offices, the online banks do not have to be manned by real live people for you to conduct your money management business. This allows you to handle your personal [...]
Online Banking, Bankruptcy and your Retirement Savings
What you should know about Online Banking, bankruptcy and your retirement savings so you can best handle your personal finances. The number of American’s that had to file for personal bankruptcy in the past couple of years has risen. Unlike the large financial institutions that were bailed out by the federal government, you are held [...]
Online Banking for December 2011
Online Banking for December, 2011 is the way more and more Americans are doing their financial money management. This is important especially with all the holiday spending that is occurring. While in the past many Americans used their online bank accounts for investing purpose of their money, it is the management end that is important [...]
Bank of America and Online Banking for December 2011
Bank of America and Online Banking for December, 2011 have taken another hit. No one is really sure if this is the continuing fallout from all the greed this large financial institution has been exposed of having or if it is a normal cycle. On Monday, December 19, 2011, a share of Bank of America [...]
Is a Yearend Market Rally Realistic
Is a yearend Market Rally Realistic? The Chief US strategists for JP Morgan, Tom Lee thinks not only will the stock market rise but a rally of 1,350 points will be achieved. It current position is 11,523 at the close on November 28, 2011. This was up 2.59% from before the closing bell for the [...]
New 401k Rules on Advice
The new 401k rules on advice have been issued by the US Labor Department on October 24, 2011. The one that affects both the 401k advisors and investors both is how fees can be obtained by the advisors for the plans they offer those asking them for advice. This is different from the past where [...]
Debit Card Charges with Online Banking Accounts
The debit card charges with Online Banking accounts are going thru another change prompted by regulation set in place by the government. In October of 2011 new regulations on how much a bank can charge a merchant per transaction when a debit card is used will become active. This new law was the Dodd-Frank Financial [...]
Budgeting with the Help of Online Banking
Budgeting with the help of Online Banking is not only possible but easier. The first step is to get over the negative connotation of the word budget that most people have when it comes to their personal finances. A budget gets a bad reputation since most people conceive it as what is preventing them from [...]
Will Online Banking be the only Form of Banking Available in the Future
Will Online Banking be the only form of banking available in the future? This is a real possibility with the financial institutions of the nation and world seeking profits at any cost. This has come into the realm of possibilities not only because of the quest for higher profits by the financial world but the [...]
Retirement in the Age of Online Banking
Retirement in the age of Online Banking has changed more than many baby boomers have realized. They have known for a long time that their financial situation will be vastly different than the generation before them. When it comes to investing your money today, the old main stays are no longer as valuable as they [...]
