Chase iPhone App
Chase Bank gets the honor of being the first major bank to have an iPhone application. We here at Online Banks Blog had to look at it, of course, and tell you what we saw.
The icon that goes with the Chase iPhone app is beautiful and simple. It’s a nice rendering of the Chase Bank logo and the simple blue color is carried throughout the iPhone app for Chase. It uses a secure login sequence, data transfer protocol, and has other features to keep it locked down for you.
Most of that is in the background, however, and the user interface is simple. The Chase Bank iPhone app has a simple login screen that lets you call or just look for ATMs without logging in. Once you log in, all of the features of online banking that you expect to see on your desktop are right there on the Chase iPhone app too.
You can transfer or wire money, check balances, access bill pay, etc. Here teh screen background is white, is does not transfer well on the iPhone, but once you step outdoors, you’ll be glad it’s not a darker color for the glare.
One thing that’s different from this versus the desktop version you can log into from home is that the iPhone app for Chase only shows the last five transactions on each account, doesn’t allow you to transfer money to accounts that aren’t yours (though you can wire them, at Chase’s $12 fee), and logs you out relatively quickly for inactivity if you don’t do a lot.
All in all, the Chase Bank iPhone app is a good one and a great start for smart phone mobile banking.
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