Chicago CD Rates
The best Chicago CD rates are found at Access Credit Union which, with a $10,000 minimum deposit, offers 2.15% APY on a 6 month CD, 2.41% APY on a 12 month CD, 2.65% APY on a 24 month CD, up to 3.00% APY for 36 months CD and a 3.40% APY with a 60 month CD. Each of these products is available with a lower deposit of $500, but the basis points are 15 to 17 points lower. You can get these CDs as IRA CDs if you chose. Membership covers a broad geographical area, including residents or employees in Bellwood, Berwyn, Forest Park, Stone Park and Westchester for example, also anyone living or working in Chicago, zip code 60616 or the area bordered by Lake Michigan on the East, California Avenue to the west and Garfield Avenue/55th Street on the south and Harrison Street to the north.
Western Springs National Bank has a competitive mid-term CD. It has 15 month to 18 month term earning 2.25% APY. Western Springs requires a minimum deposit of $10,000. It also offers a 6-month CD with an APY of 1.50% with a minimum $10,000 deposit as well. There are two branches for Western Springs National Bank: 4456 Wolf Road in Western Springs, and 6575 Joliet Road in Countryside.
There is a 2 year CD at 2.53 % APY payoff at Racine Municipal Employees Credit Union. Racine requires a $1,000 on this product. There are additional 12 month and 18 month CD’s available at Racine Municipal with a 2.12% APY. This credit union is open primarily to all federal, state, county, school district or local employees who work in Racine County, Wisconsin. There is one office location: 1907 Lathrop Avenue in Racine, Wisconsin.
Also included in the best bank rates are certificates of deposits of up to 3.00% APY at Alliant Credit Union. This is a 48 to 60 month CD’s. For a 12 to 23 month product you can get a 2.15% APY, 24 to 35 months CD get 2.30% APY, and 36 to 47 month CD’s pays 2.75% APY. This institution among the best Chicago CD rates has ten locations in the Chicago area.
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