Citi Secured Credit Card

For some of us, rebuilding credit is foremost on our minds and right now might be a great time to start doing that. Here at Online Banks Blog, we’re not just about banks, but your whole financial life and credit is a big part of that.

Citi credit card is a premium financial product. Its high value in the market is mainly attributed to the mammoth status of its parent company. Citibank is still a major player in the US financial market despite some bad patches in recent past due to economic crisis.

The secured Citi card is offered in combination with the CD investment options. This means that the credit limit in the credit card directly corresponds to the amount deposited in a CD. The maximum amount allowed under this arrangement is $25,000.

Citi secured credit card is available without any provision for a co-signer or minimum income. There is no liability on unauthorized charges and this arrangement secures customer’s account against any irregular levies or additional charges. Retail purchase protection is available under the secured credit card along with auto rental insurance.

Tap and go facility under the PayPassTM of Citibank is available under the secured credit card. The card offers all the traditional facilities along with the above-mentioned additional facilities and perks.

Credit cards are available on the company website along with additional details and services. Credit card monitoring services are also available under the option plans. Citi® IdentityMonitor® offers this opportunity along with the regular credit reports and other facilities.

If everything goes fine, customers will receive unsecured Citi Platinum Select credit card at the end of 18 months of the initial investment. This is subject to a healthy credit report and other rules and regulations.

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