Citibank Online Banking Checking Account

Since we looked at saving accounts, we definitely had to have a look at Citibank online banking checking account offers as well.  We found three to choose from from Citibank online banking, so we here at Online Banks Blog took a closer look.

The first is EZ Checking from Citibank online banking checking account offers. This is a basic checking account with a $100 minimum to open.  If you make at least two monthly bill payment online or over the phone, use direct deposit, or maintain a combined average balance of $1,500 between your Citibank online banking accounts, this EZ Checking has no fees attached.

The next one is just the Citibank Account, which is a basic Citibank checking account without the Citibank online banking requirements.  The minimum deposit is still $100, but the fees are easier to get negated by other services.

Possibly the most interesting of the Citibank online banking checking account options is the Citibank Everything Counts account.  This one links all of your Citibank online banking accounts together into one lump, letting them interact more freely and making it easier to avoid fees across the board.

You can also earn 0.10% APY on interest-checking from either the EZ or Everything Citibank checking accounts if you maintain a minimum daily balance of $1,500 in the account.  This might also be a good option for those looking at Citibank online banking checking account options.

All Citibank checking account are FDIC insured to the fullest extent of the law.

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