First Niagara Bank

The First Niagara Bank is whole owned by First Niagara Financial Group Inc. the bank itself has 254 branch offices with total deposits exceeding $13.9 billion and $19.3 billion in assets. The bank itself is mainly located in upper New York State and in Pennsylvania that prides itself and a belief backer of its customers. They strive to get to know their customers and provide the services they need the most.

The services this financial institution provides its customers are Personal Banking, Business Banking, Leasing, Insurance Check 21 and Health Saving Accounts.

For personal banking, the most beneficial is the Belief Backer Bundle Package. These customers enjoy free checks with their checking account and the use of ATM machines with no fees. Once this bundle is opened a thank you gift card worth $25 is sent to the account holder. If you have a Home Equity Line of Credit, the interest rate is reduced to the current rate of prime plus 1.00% APR for NY residents and prime plus 0.75% for PA residents on loans over $25,000 with no annual or origination fees. . There is also a $100 gift card given at the time of signing up for the bundle.

Also included in the Belief Backers Bundle are reduced mortgage interest rates and 2,500 free rewards points on all customers with a new First Niagara MasterCard credit card.

There are 3 different checking accounts that can be a part of a bundle. The main difference is what the daily balance that can be expected. Interest is paid on balances above $2500.

The bank rates at First Niagara Bank are competitive and the deposits are protected by the FDIC.

For additional resources involving financial help please view Barclays Visa Black Card on this website.

Another resource for financial information of interest can be found at South Carolina CD Rates which is available on our sister website of bestcdratestoday.com. For even more information on investing please view First Niagara CD Rates on another sister site bankcdratesonline.com

We strive to bring you the latest and most accurate data possible from the home sites of the financial institutions we name.

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  1. Bank of America iPhone Banking | Online Banks on Mon, 19th Apr 2010 6:01 am
  2. [...] additional resources involving financial help please view First Niagara Bank on this [...]

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