Schwab VISA Cash Back Credit Card Review
When looking at the usual online banks, we here at Online Banks Blog found that traditional banks aren’t the only ones offering great credit card deals. If you’re an investor, even on a small scale, and use Charles Schwab to invest, you might be interested in this Schwab VISA cash back credit card.
It’s a great idea that will appeal to anyone looking for a way to get back a little of the investment fees they pay. The Schwab VISA card is a credit card that gives 2% cash back on all purchases, so if you use it wisely, you could use the Schwab VISA to cut back on your brokerage fees or ad a little extra to your investment accounts.
There’s no minimums on the cash back and no annual fees, so there doesn’t appear to be any obvious catches to the Schwab VISA cash back credit card offer. You also get VISA premium benefits if you qualify for a $5,000 or higher credit limit.
Anyone who already has a Schwab brokerage account can apply to get a Schwab VISA card with this cash back option. That unlimited 2% cash back offer is hard to beat if you’re already investing through Schwab One.
The annual percentage rate (APR) is about average for a card like this, but if you’re wise with the card and pay off most or all of the balance each month, the cash back is definitely worth considering. So check out the Schwab VISA cash back credit card and see if it’s right for you.
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