Comments on: Visa Black Credit Card Review http://www.onlinebanksblog.com/visa-black-credit-card-review/ Latest Online Banks News, Savings Accounts Rates, Certificate of Deposit Rates Fri, 10 Feb 2012 11:04:40 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: db http://www.onlinebanksblog.com/visa-black-credit-card-review/comment-page-1/#comment-1303 db Fri, 19 Mar 2010 17:01:55 +0000 http://www.onlinebanksblog.com/?p=347#comment-1303 The card - I got the offer in the mail, filled out the application and received the card about a week later. Its packaging was very nice and card looks and feels amazing. The limit - My limit was $10,000 which is hilarious for a card where you're supposed to have the power to make very large purchases. The gifts - About a month later I received an engraved multipurpose pen, pencil and stylus. The concierge service - I called inquire about hotel room reservations in Miami, FL. About 28 hours later I received an email with my options. Thats a long time to wait. I could've went on any internet based travel site and got the results in a fraction of the time. The winner - Barclay's. Think about it...Barclay's states only 1% of the U.S. residents (308,899) will be approved for the card, which equates to $152,905,005 (308,899 x $495) in annual fees! The verdict - The value of this card isn't worth $495 a year and I will be canceling before the next membership fee is due. Save your money get a basic rewards card with no annual fee and comparable interest rate because the Visa Black Card isn't worth the money. The card – I got the offer in the mail, filled out the application and received the card about a week later. Its packaging was very nice and card looks and feels amazing.

The limit – My limit was $10,000 which is hilarious for a card where you’re supposed to have the power to make very large purchases.

The gifts – About a month later I received an engraved multipurpose pen, pencil and stylus.

The concierge service – I called inquire about hotel room reservations in Miami, FL. About 28 hours later I received an email with my options. Thats a long time to wait. I could’ve went on any internet based travel site and got the results in a fraction of the time.

The winner – Barclay’s. Think about it…Barclay’s states only 1% of the U.S. residents (308,899) will be approved for the card, which equates to $152,905,005 (308,899 x $495) in annual fees!

The verdict – The value of this card isn’t worth $495 a year and I will be canceling before the next membership fee is due. Save your money get a basic rewards card with no annual fee and comparable interest rate because the Visa Black Card isn’t worth the money.

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